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What is the Best Pet Insurance for an Adult Dog?

Your dog is your loyal companion, so you want to ensure that they're healthy and happy. To ensure your pup stays well—and to avoid you having to pay a pretty penny in an emergency—it is becoming more and more popular to purchase pet insurance for the dog or cat in your life. That said, if you've got an adult dog who is uninsured, you might think that it's too late to choose pet insurance. Although you might think that it's impossible to insure an older dog, adult dogs can be insured, too. Let's talk more about some pet insurance companies that accommodate older dogs, and we'll also talk about why you should choose pet insurance.

a black and white dog running with a ball in its mouth

Why Invest in Pet Insurance?

For some pet-owners, pet insurance might seem like something that isn't a necessity. While it's certainly true that some dogs go their whole life without needing pet insurance, everyone with a dog can benefit from pet insurance in some way. Although the coverage correspondent with pet insurance varies depending on who is insuring your pet, typically pet insurance includes things like accident and illness care, treatment for chronic conditions and hereditary conditions, and other kinds of care, like microchip implantation, alternative therapies, and prescription medication/foods.

Does Pet Insurance Include Wellness Visits?

Whether or not your pet insurance covers wellness visits will depend on the level of your coverage and who's insuring you. Typically, pet insurance does not cover wellness visits. That said, it is becoming more popular for pet insurance companies to offer some sort of wellness coverage in their packages, so if you're interested, you can do your research to find a policy for adult dogs that includes wellness visits and the amount of coverage that works for you. Never hesitate to reach out to a pet insurance company if you have specific questions about their coverage.

a couple sitting on a couch with their dog and a cat

What Is the Best Pet Insurance for an Adult Dog?

Now that you're a little bit more informed about what pet insurance is and why you might benefit from it, let's answer the question "What is the best pet insurance for adult dog?" We will go into more detail about what pet insurance companies extend their coverage to adult dogs. Remember, if you're insuring your dog for the first time, check to see if your policy will or will not cover pre-existing conditions, as this might factor into whether or not insurance is the right choice for your pup. These pet insurance companies do not have a maximum age:

ASCPA

Your pet will be covered when you choose the ASCPA to provide you with dog insurance. If your dog is insured by the ASPCA, illness, accidents, additional care, and care for chronic and hereditary conditions are all covered under your plan. That means, if your dog has a behavioral issue—like anxiety or excessive licking—it can be covered by your plan.

Metlife Pet Insurance

Metlife Pet Insurance is another pet insurance option that caters to older dogs. To get a Metlife Pet Insurance quote, visit this page. If you choose Metlife, typically you'll be reimbursed for up to 90% of the bill from your veterinarian—this comes in handy if your pet gets sick or hurt!

Fetch by the Dodo

Fetch by the Dodo pet insurance also typically reimburses dog owners for up to 90% of their veterinarian bill. With that being the case, this pet insurance brand is great for adult dog owners. This insurance company even covers regular exam visits.

Figo

Adult dog owners should look into getting Figo pet insurance, which was rated the top pet insurance for comprehensive coverage by CNET in 2021 and 2022. Figo offers both dog and cat insurance, but depending on how extensive your plan is, your coverage will vary and change for each pet that's insured.

What to Know about Getting Pet Insurance for Adult Dogs

When you're researching pet insurance for your adult dog, it's important to keep in mind that each pet insurance company offers different levels of coverage. That said, we cannot promise you that your pet insurance will cover every medical expense your dog accrues throughout their life. Be sure to talk to the insurance companies you're interested in using before you buy a plan with them. Ask them all the questions you have so there are no surprises later.

a man and woman holding a small dog in their arms

Enjoy Kansas City Living at Our Prairie Walk Apartment Homes

You and your dog deserve to live in a community that is welcoming, friendly to pets, and comfortable for dog and owner alike. At the Prairie Walk Apartments, we can provide all three of these things! So, if you're ready to find your new home in the Kansas City area, then we're ready to welcome you home to our Prairie Walk Apartment Homes. For more information about our pet policy, visit this page, and for more information about living with us, contact us to talk to our leasing team.

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